End of the Month

So this month I kept trucking along with the budget as set. I got a small retro pay so I bumped up the credit card payment by $50 for this month. I balanced the budget weekly.

A big thing is we switched from the money jars to the credit/debit cards to earn points. This is an adjustment in keeping track of the budget. I hope it goes faster every week to balance the budget as I get used to it.

Rather than having a money jar now for the leftover cash at the end of the week, I opened up another savings account and I'm transfering the balance from the variable budget there every week.

Goal #1 Get Private Disability Insurance

I didn't get individual disability insurance, but I started checking out my group disability insurance and so far it seems like it will work. We left a message this week with a insurance broker to find out about disability insurance for my husband. I didn't accomplish this goal, but I made some steps.

Goal #2 Get Life Insurance

Still haven't done this one. I got a quote but haven't acted on it. I discovered a few days ago that our life insurance on our house is for the amount pre-consolidation so it falls short of covering the full balance. This is the new high priority goal.

Goal #3 Open up a TFSA

Yeah, haven't done this either. I have no cheques so I can't open one up with ING. Not sure if I want to open one with my own bank. I will think more on this.

Goal #4 Get credit reports

Um, didn't do this one either. Just printed out the forms and sat them on the counter.

All in all, I'm happy with this month. I didn't actually complete any of my specific goals, but I did research them and make small steps towards accomplishing them. We continued living on budget and continued our set savings. I shall move these goals to February.